Python Software Engineer - Abound

About the role

We’re on a mission to make affordable loans available to more people. Using the power of Open Banking, we have built state-of-the-art technology that allows us to look beyond traditional credit scores and offer fairer credit to people ignored by traditional lenders.

We have two parts of our business. On the consumer side, we have Abound. Abound has proven that our approach works at scale, with over £300 million lent to-date. While other lenders only look at your credit score, we use Open Banking to look at the full picture – what you earn, how you spend, and what’s left at the end.

On the B2B side, we have Render. Render is our award-winning software-as-a-service platform that allows Abound to make better, less risky lending decisions. And less risky decisions mean we can offer customers better rates than they can usually find elsewhere. We’re taking Render global so that more companies, from high-street banks to other fintechs, can offer affordable credit to their customers.

We're looking for an experienced individual to join us in the role of Python Engineer. This position requires an enthusiasm for exploring and understanding new business areas – you could be writing the calculations to support a new type of loan product, integrating with the API of an Open Banking provider, or enhancing our decisioning engine to ensure we can give customers the most accurate quote possible in a matter of seconds.

Our technology stack: Python (including FastAPI, OpenTelemetry, procrastinate, SQLAlchemy, Uvicorn), Postgres, Liquibase, Docker, AWS (including ECS and RDS)

Who you are:

• Three or more years professional experience in software engineering

• Proficiency in writing well-structured Python code with type hints

• Experience maintaining codebases for business-critical systems

• Strong analytical and problem-solving skills

• Effective communication and collaboration skills

• Proficiency in Git for version control

• Strong SQL skills for efficient data management and retrieval

What you'll be doing:

• Develop new features in python for backend services that make up the entire lending lifecycle, from finding and onboarding new customers, on to helping underwriters asses their affordability, all the way through to actually paying out and then collecting a loan

• Participate in the entire SDLC, helping to design changes, review code, build tests, and coordinate deployments

• Collaborate closely with colleagues in Product and Design as well as users (both internal and external) to understand, challenge, and refine requirements

• Provide second-line support within business hours, helping to troubleshoot and resolve any system issues that impact our customers

• Apply strong SQL skills to troubleshoot and improve the performance of data management and retrieval across our Postgres databases

What we offer

• Everyone owns a piece of the company - equity

• 25 days’ holiday a year, plus 8 bank holidays

• 2 paid volunteering days per year

• One month paid sabbatical after 4 years

• Employee loan

• Free gym membership

• Save up to 60% on an electric vehicle through our salary sacrifice scheme with Loveelectric

• Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering